French Insurance Code
In forceAny undertaking obtaining administrative approval for a principal risk belonging to a class mentioned in 1 to 18 of
article R. 321-1may also insure risks included in another class without administrative approval being required for these risks, when they are linked to the principal risk, concern the object covered against the principal risk and are guaranteed by the contract which covers the principal risk.
However, the risks included in the classes mentioned in 14, 15 and 17 of article R. 321-1 cannot be considered as ancillary to other classes.
Nevertheless, the risk included in class 17 may be considered as ancillary to class 18 when the conditions set out in the first paragraph are met and the main risk only concerns assistance provided to persons in difficulty during travel or absence from their home or usual residence.
The same risk may also be considered ancillary under the same conditions when it concerns disputes or risks arising out of or in connection with the use of seagoing vessels.
