French Monetary and Financial Code
In forceA cheque with a general bar may only be paid by the drawee to a banker, an electronic money institution, a payment institution, a head of a postal cheque centre or a customer of the drawee.
A specially crossed cheque may only be paid by the drawee to the banker, electronic money institution or designated payment institution or, if the banker is the drawee, to its customer. However, the banker, electronic money institution or designated payment institution may use a banker for collection.
An electronic money institution is prohibited from cashing any cheque for the purpose of issuing electronic money, unless it is itself the beneficiary.
A banker, an electronic money institution or a payment institution may only acquire a crossed cheque from one of its customers, from the head of a postal cheque centre, from another banker, an electronic money institution or a payment institution. It may not be cashed on behalf of any other person.
A cheque bearing several special bars may only be paid by the drawee in the case of two bars, one of which is for collection by a clearing house.
The drawee, banker, electronic money institution or payment institution that does not comply with the above provisions is liable for damages up to the amount of the cheque.
