French Insurance Code
In forceI. - All insurance undertakings covering civil liability risks arising from the use of land motor vehicles in the territory of the French Republic, excluding carrier's liability, shall join the information body referred to in article L. 451-1.
Any insurance undertaking which fails to comply with this obligation shall be deemed no longer to be operating in accordance with the legislation in force. It shall incur, as appropriate, the penalties provided for in articles L. 612-39 of the Monetary and Financial Code, or L. 363-4 of this Code.
To enable the information body to carry out the tasks set out in articles L. 451-1 to L. 451-1-2 and L. 451-3, the insurance companies mentioned in the second paragraph of this article shall provide it with the following information, in accordance with the procedures laid down by decree by the Conseil d'Etat, for all the vehicles they insure under a motor third party liability contract:
1° The name and address of the insurance company covering the third party liability mentioned in article L. 211-1 ;
2° The number of the insurance contract and its period of validity;
3° The vehicle registration number.
II - To enable the information body to carry out its duties under articles L. 451-1 to L. 451-1-2 and L. 451-3, the State shall provide it, in accordance with the procedures laid down by decree in the Conseil d'Etat, for all vehicles exempt from the insurance obligation under article L. 211-1:
1° The vehicle registration number ;
2° Details of the authorities responsible for the vehicle.
III - The information body is required to keep the information mentioned in I and II of this article for a period of seven years from the end of the insurance contract.
Insurance undertakings are also required to keep, for a period of seven years from the end of the insurance contract, the name and address of the owner or usual driver or the declared keeper of the vehicle, to enable the information centre to respond to the request of a person injured in a road traffic accident who has a legitimate interest in doing so. This obligation rests with the new insurance company in the event of a portfolio transfer.
Bodies registering vehicles benefiting from the exemption from compulsory insurance provided for in article L. 211-1 are required to keep the name and address of the department managing these vehicles for a period of seven years from the end of their registration.
