The following are not included in the annual percentage rate of charge:
1° Costs relating to the acquisition of the properties mentioned in a of 1° of article L. 313-1 as well as the related taxes, notarial deed fees established pursuant to the section 3 of Chapter I of Title IV bis of Book IV of the Arrêtés part of the Code de commerce;
2° Costs payable by the borrower in the event of non-compliance with one of its obligations under the credit agreement.
Additional assumptions for calculating the annual percentage rate of charge are set out in the appendix to this code.
Article R314-5
Updated 7 Nov 2023

