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Showing 8751–8760 of 43719 articles for “Art. 2 oct. 1979”
…staff and credit intermediaries is without prejudice to the obligations mentioned in Article L. 314-22. The staff concerned are natural persons who work for the creditor and who directly carry out or…
In the preparation, granting and performance of a credit, advisory or ancillary services agreement, lenders shall act honestly, fairly, transparently and professionally, in the best interests of the r…
For the application of Chapter II and III of this title, where the creditor wishes to make available or provide information and documents on a durable medium other than paper, the creditor shall first…
Any change in the conditions for obtaining a loan with a fixed interest rate, in particular the amount or rate of credit, shall give rise to the provision to the borrower of a new advance offer on pap…
Performance of the debtor's obligations may be suspended, particularly in the event of dismissal, by order of the protection litigation judge under the conditions set out in Article 1343-5 of the Civi…
Creditors and credit intermediaries shall ensure that the staff under their authority possess and keep up to date appropriate knowledge and skills concerning the preparation, offer and granting of cre…
The valuation referred to in article L. 313-20 consists of determining the value of the property after analysing all the documents provided by the lender that are useful for carrying out the valuation…
For credit agreements that provide for amortisation in instalments, the overall effective rate must be calculated taking into account the terms and conditions of the amortisation of the debt.
…ns responsible for providing the borrower with explanations of the loans mentioned in articles L. 312-1 to L. 312-3 and to collect the information needed to draw up the sheet provided for in article L…
If the borrower defaults on the periodic repayment of interest, the lender may demand immediate repayment of interest that has fallen due but has not been paid.
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