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Showing 81–90 of 68813 articles for “Art. 2° et L 314-9 · C. mon. fin. Art. L 313-5-1 et L 313-5-2”
Where the purpose of the credit transaction is to repay at least two previous debts, including an outstanding credit, the creditor or credit intermediary shall, after dialogue with the borrower, draw…
The annual effective rate of insurance referred to in article L. 312-7 is equal to the difference between: 1° The annual percentage rate of charge defined in article L. 314-1, calculated in accordance…
The average effective rates that have been charged during a calendar quarter by credit institutions for categories of transactions of the same nature involving similar risks, mentioned in article L. 3…
Every quarter, the Banque de France conducts a survey of euro-denominated loans to collect from credit institutions the data needed to calculate average effective rates. This calculation is based on a…
Lenders must inform borrowers of the usury thresholds corresponding to the loans they offer. Credit institutions shall make this information available to their customers in the same way as for the gen…
The effective annual rate of insurance is not mentioned for hire-purchase and hire-purchase transactions.
Where the granting of a loan is subject to a prior savings phase, the overall effective rate is calculated without taking account of this savings phase.
The calculation of the overall effective rate is based on the assumption that the credit agreement will remain valid for the agreed term and that the creditor and borrower will fulfil their obligation…
The annual effective rate of insurance is accompanied by a statement of the cover for which it includes the cost.
For all credit transactions other than those mentioned in article R. 314-2, the annual percentage rate of charge referred to in article L. 314-3 is calculated in arrears, expressed per hundred monetar…
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