French Consumer CodeIn force
Subsection 1: Overall effective rate
Article R314-14
The effective annual rate of insurance is not mentioned for hire-purchase and hire-purchase transactions.
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Showing 61–70 of 52241 articles for “Art. 314-1”
The effective annual rate of insurance is not mentioned for hire-purchase and hire-purchase transactions.
Where the granting of a loan is subject to a prior savings phase, the overall effective rate is calculated without taking account of this savings phase.
The annual effective rate of insurance is accompanied by a statement of the cover for which it includes the cost.
…on paper or on another durable medium with the information and conditions referred to in Article L. 314-12. The payment service provider may fulfil this obligation by providing the user with a copy of…
…1, is prohibited.These provisions also apply to the payment services mentioned in II of Article L. 314-1.
…ision, as well as an indication of where the other information and conditions defined in Article L. 314-13 are readily available.II. - The payment service provider is not obliged to propose a change t…
Every quarter, the Banque de France conducts a survey of euro-denominated loans to collect from credit institutions the data needed to calculate average effective rates. This calculation is based on a…
Lenders must inform borrowers of the usury thresholds corresponding to the loans they offer. Credit institutions shall make this information available to their customers in the same way as for the gen…
…at 30,000 euros. If the annual percentage rate of charge determined in accordance with articles L. 314-1 to L. 314-4, the lender may be deprived of the right to interest in the proportion determined…
…t. In the event that the annual percentage rate of charge determined in accordance with articles L. 314-1 to L. 314-4, the lender may be deprived of the right to interest in the proportion set by the…
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