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Showing 3831–3840 of 26167 articles for “Art. 4°-b”
For loans with a variable or reviewable interest rate, the lender is required, once a year, to provide the borrower with information relating to the amount of capital still to be repaid.In the event o…
When the deed referred to in article L. 313-40 indicates that the price will be paid without the aid of one or more loans, this deed shall bear, in the hand of the purchaser, a statement by which the…
The seller or service provider shall keep a copy of the credit agreement and present it to the control officers at their request.
The borrower may always, on his own initiative, repay in advance, in part or in full, the loans governed by sections 1 to 5 of this chapter. The loan agreement may prohibit repayments equal to or less…
The provisions of this section shall not apply to sales by auction.
Where the lender is deprived of the right to interest under the conditions provided for in this section, the borrower is only required to repay the capital in accordance with the schedule provided for…
Where a conventional loan is usurious, excessive collections under articles L. 314-1 to L. 314-9 are automatically deducted from the normal interest due at the time and, subsidiarily, from the princip…
A lender who has not complied with the obligation to inform the borrower in the event of a change in the borrowing rate referred to in article L. 313-46 may be deprived of the right to interest, in fu…
Failure to comply with the provisions of article L. 314-5 is punishable by a fine of 150,000 euros. As additional penalties, guilty natural persons are also liable to a ban, in accordance with the ter…
Any advertisement made, received or perceived in France which, regardless of its medium, relates to a life mortgage loan transaction defined in article L. 315-1 or the transfer advance loan defined in…
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