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Showing 2961–2970 of 66237 articles for “Art. III and IV”
For credit transactions intended to finance the needs of a professional activity or intended for legal persons governed by public law, the overall effective rate is an annual rate, proportional to the…
Where the granting of a loan is subject to a prior savings phase, the overall effective rate is calculated without taking account of this savings phase.
A creditor or credit intermediary who contravenes the provisions of article L. 312-15 is punishable by the fine laid down for 5th class offences.
In the case of an advance made under a factoring contract, the overall effective rate is an annual rate, proportional to the period rate and expressed per hundred monetary units.The amount of the adva…
When the amount of the transactions mentioned in articles R. 314-7 and R. 314-8 is less than an amount set by order of the Minister for the Economy and Finance, a flat-rate minimum fee may be charged…
The calculation of the overall effective rate is based on the assumption that the credit agreement will remain valid for the agreed term and that the creditor and borrower will fulfil their obligation…
…the case of a discounting transaction, the period rate is defined as the ratio between the interest and miscellaneous costs payable by the borrower in respect of the discount and the amount of the dis…
The annual effective rate of insurance referred to in article L. 312-7 is equal to the difference between: 1° The annual percentage rate of charge defined in article L. 314-1, calculated in accordance…
…he calculation is made using the method defined by the formula set out in the appendix to this code and referred to in article R. 314-3. After use of an overdraft authorisation, overdraft facility or…
…to in article L. 314-3 is calculated in arrears, expressed per hundred monetary units, using the equivalence method defined by the formula appended to this code. The borrower must be expressly informe…
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