Article L623-7
The certificate issued by the body mentioned in Article L. 412-1 takes effect on the date of the application. Reasons must be given for any decision rejecting an application.
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Showing 6291–6300 of 36831 articles for “Art. L 228-39”
The certificate issued by the body mentioned in Article L. 412-1 takes effect on the date of the application. Reasons must be given for any decision rejecting an application.
Only advice qualified as independent within the meaning of article L. 313-14 may give rise to remuneration. This remuneration comes solely from the borrower.
Any revolving credit within the meaning of article L. 312-57 is referred to in any commercial or advertising document as "revolving credit", to the exclusion of all others.
In the case of an affected credit agreement mentioned in article L. 312-44, the prior undertaking to pay cash in the event of a loan refusal is automatically null and void.
The fact that an advertiser disseminates or causes to be disseminated advertising that does not comply with the obligations set out in article L. 322-2 is punishable by a fine of 150,000 euros.
As regards the offence referred to in Article L. 341-50, the statute of limitations for public action runs from the date of the last collection of either interest or capital.
A creditor or credit intermediary who fails to comply with the general information obligations set out in Article L. 313-6 is punishable by a fine of 30,000 euros.
If the lender contravenes the provisions of the first paragraph of article L. 313-64 relating to the conditions for granting a loan in foreign currency is punishable by a fine of 300,000 euros.
Each payment institution is required to join a professional body affiliated to the French Association of Credit Institutions and Investment Firms mentioned in Article L. 511-29.
Failure by the directors of a payment institution to publish the annual accounts in accordance with the conditions set out in IV of article L. 522-19 is punishable by a fine of €15,000.
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