Article L314-29
Where the lender provides the borrower with information and documents via a secure personal space on the internet, the lender shall make the borrower aware of the existence and availability of such in…
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Showing 51–60 of 37575 articles for “Art. L 314-20”
Where the lender provides the borrower with information and documents via a secure personal space on the internet, the lender shall make the borrower aware of the existence and availability of such in…
The provisions of this section do not apply to distance contracts for financial services governed by the Chapter II of Title II of Book II of this Code, as well as canvassing and the remote provision…
The lender guarantees that the information and documents will be accessible for a period appropriate to their purpose. For pre-contractual and contractual documents this period may not be less than fi…
For the purposes of article R. 314-6 du code de la consommation, the following terms are defined: Post-counted commission: commission invoiced to the customer at the end of the period in respect of ad…
PART I: Basic equation expressing the equivalence of loans, on the one hand, and repayments and charges, on the other. The basic equation, which defines the annual percentage rate of charge (APR), exp…
The annual effective rate of insurance referred to in article L. 312-7 is equal to the difference between: 1° The annual percentage rate of charge defined in article L. 314-1, calculated in accordance…
The annual effective rate of insurance referred to in article L. 313-8 is equal to the difference between: 1° The annual percentage rate of charge defined in article L. 314-1, calculated in accordance…
The staff concerned by the obligation of professional competence mentioned in articles L. 314-24 and L. 314-25 are natural persons who work for the creditor and who are directly involved in drawing up…
The average effective rates that have been charged during a calendar quarter by credit institutions for categories of transactions of the same nature involving similar risks, mentioned in article L. 3…
Where the purpose of the credit transaction is to repay at least two previous debts, including an outstanding credit, the creditor or credit intermediary shall, after dialogue with the borrower, draw…
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