Article D313-2
The rules governing the usury rate are set out in articles D. 314-15 to D. 314-17 of the French Consumer Code, which are reproduced below:"Art. D. 314-15 -The average effective rates charged during a…
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Showing 211–220 of 61689 articles for “Art. s. L 313-3 to L 313-5”
The rules governing the usury rate are set out in articles D. 314-15 to D. 314-17 of the French Consumer Code, which are reproduced below:"Art. D. 314-15 -The average effective rates charged during a…
I. - For each of the categories mentioned in the second paragraph of article L. 313-2, the legal interest rate applicable for a given half-year is calculated as follows:1° For claims by natural person…
The creditor or credit intermediary shall warn the borrower of the need to provide accurate and complete information so that a proper assessment can be made. The lender or credit intermediary shall in…
The assessment of solvency is based on information relating to: 1° The borrower's income, savings and assets; 2° The borrower's regular expenditure, debts and other financial commitments. The creditor…
I. - Commercial companies which use leasing transactions to acquire capital goods, equipment or buildings for professional use and which do not benefit from the simplified presentation regime, as prov…
For the purposes of 2° of I of article L. 513-3, eligible guaranteed loans are those for which a credit institution, finance company or insurance company with equity of at least 12 million euros is a…
In order to prove that they have the means to meet their living expenses, foreign nationals applying for admission to France may in particular present cash, traveller's cheques, certified cheques, int…
If the publicity formalities have not been carried out in accordance with the conditions set out in articles R. 521-1 et seq. of the French Commercial Code, the leasing company may not assert its righ…
For leasing transactions involving movable property, the leasing company shall request publication in the register referred to in Article R. 521-1 of the French Commercial Code, in accordance with the…
The following are excluded from any indemnification or assumption of liability by the surety guarantee mechanism: 1° Guarantee commitments made in favour of the following persons: a) Credit institutio…
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