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Showing 31–40 of 61125 articles for “Art. s. L 314-1”
The provisions of articles L. 314-6 to L. 314-8 do not apply to loans granted to a natural person acting for professional purposes or to a legal entity engaged in an industrial, commercial, craft, agr…
Except in cases where the user is a natural person acting for non-business purposes, all or part of sections 3 and 4 of this chapter may be waived, with the exception of III of article L. 314-7 and I…
Transitional measures, derogating from the provisions of article L. 314-6, may be implemented by the Minister for the Economy, on a reasoned proposal from the Governor of the Banque de France, for a p…
The conditions for calculating and publicising the average effective rates mentioned in article L. 314-6 are set by decree.
The average effective rates that have been charged during a calendar quarter by credit institutions for categories of transactions of the same nature involving similar risks, mentioned in article L. 3…
The way in which lenders remunerate their staff and credit intermediaries is without prejudice to the obligations mentioned in Article L. 314-22. The staff concerned are natural persons who work for t…
The threshold mentioned in article L. 314-11 is reached when the proportion of home loans mentioned in article L. 313-1, represents 60% of the total amount of the credit consolidation transaction. The…
Where the purpose of the credit transaction is to repay at least two previous debts, including an outstanding credit, the creditor or credit intermediary shall, after dialogue with the borrower, draw…
The provisions of this sub-section apply to payment transactions and to the provision of payment services not covered by a deposit account agreement provided for in I of Article L. 312-1-1 or by a fra…
For credit agreements that provide for amortisation in instalments, the overall effective rate must be calculated taking into account the terms and conditions of the amortisation of the debt.
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