French Insurance Code
In forceThe duration of the contract and the conditions of cancellation, in particular the right of the insurer and the insured to cancel the contract every year, are set out in the policy.
However, the insured has the right to terminate the contract at the end of a one-year period, by notifying the insurer in accordance with the conditions set out in article L. 113-14 at least two months before the expiry date of the contract.
Where the insured has taken out a contract for professional purposes, the insurer also has the right to cancel the contract under the same conditions.
In all other cases, the insurer may cancel the contract at the end of a one-year period, provided that it sends a registered letter to the insured at least two months before the expiry date of the contract.
These annual cancellation rules may be waived for individual health insurance contracts and for cover of risks other than those for private individuals.
The cancellation period runs from the date shown on the postmark or the date of dispatch of the notification.
The provisions of this article do not apply to life insurance.
