Section V: Effect on insurance contracts of the requisition of goods and services.

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L160-6L160-7L160-8

Article L160-7

French Insurance CodeIn force
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Updated 8 Nov 2023

The requisitioning of services, within the meaning of article 2 of order no. 59-63 of 6 January 1959 relating to the requisitioning of goods and services, as well as in the case of accommodation or cantonment, automatically entails the suspension of the effects of damage insurance contracts, within the limits of the requisition, and to the extent of the liability of the State as defined in article 20 of the aforementioned order no. 59-63 of 6 January 1959.

The suspension provided for in the previous paragraph does not alter the duration of the contract or the respective rights of the parties with regard to this duration. It takes effect on the date on which the requisition of services comes into force. The suspended contract resumes its effects, ipso jure, from the date of the end of the requisition of services, if it has not previously been terminated for a legal or contractual reason. The insured must notify the insurer of the end of the requisition of services within one month of becoming aware of it, by registered letter or electronic registered mail. In the absence of notification within this period, the contract shall only resume its effects from the day on which the insurer receives notification from the insured of the end of the requisition.

The State, the service provider and the insurer may nevertheless decide that the non-life insurance contracts shall continue in effect and cover the risks associated with the requisition, for the period determined by these contracts. In this case, the insurer shall indemnify the damage arising from the requisition of services and covered by an insurance contract. Notwithstanding any provision to the contrary, the service provider and the insurer thereby waive the right to compensation by the State for such damage.

In the event of requisitioning of services within the meaning of article 2 of the aforementioned ordinance, personal insurance contracts shall continue in effect by operation of law notwithstanding any clause to the contrary and without the insurer being able to avail itself of the right of cancellation provided for in article L. 113-4 . Where the State is liable pursuant to article 20 of the aforementioned ordinance, the insurer may invoke the liability of the State insofar as the worsening of the risk is attributable to the requisition.

Mariela Petrova

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Any time a strategic decision changes how the company is owned, governed or contractually bound — incorporation, fundraising, M&A, restructuring, shareholder agreements, or major commercial contracts. Earlier engagement always costs less than later remediation.

A notary (notaire) is a public officer who authenticates specific deeds (mainly real-estate transfers and certain family-law acts). A corporate lawyer (avocat) advises on strategy, negotiates and drafts company documents, and represents you in disputes. The two roles complement rather than overlap.

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The SAS (Société par Actions Simplifiée) is the default choice for most international structures: flexible governance, single shareholder allowed, no minimum capital, and works cleanly with foreign holding entities. We assess SARL, SA, SCI on the merits when the situation calls for it.

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Absolutely. We routinely coordinate with your in-house counsel, expert-comptable or notaire — pragmatic collaboration is the norm, not the exception. We send them everything they need to do their part without duplicating work.

Mariela Petrova

Mariela Petrova

Avocate au Barreau de Paris

Toque #C2396

15+ Years In Corporate Practice

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