French Consumer Code
In forceExcluded from the scope of this chapter are:
1° Loans granted to legal persons governed by public law;
2° Those intended, in any form whatsoever, to finance a professional activity, in particular that of natural or legal persons who, on a regular basis, even if ancillary to another activity, or by virtue of their corporate purpose, provide, in any form whatsoever, buildings or parts of buildings, whether built on or not, whether completed or not, whether collective or individual, whether owned or enjoyed ;
3° Deferred credit transactions, governed by the loi n° 52-332 du 24 mars 1952 relative aux entreprises de crédit différé lorsqu'elles ne sont pas associées à un crédit d'anticipation;
4° Les opérations mentionnées au 3° of Article L. 511-6 of the Monetary and Financial Code;
5° Credit transactions that do not attract any interest or charges other than charges covering the costs associated with guaranteeing the credit;
6° Transactions granted in the form of an overdraft facility repayable within one month ;
7° Contracts that are the expression of an agreement reached before a court;
8° Contracts resulting from a conventional recovery plan referred to in Article L. 732-1 concluded before the commission de surendettement des particuliers;
9° Credit agreements concluded in connection with a payment period granted, free of charge, to settle an existing debt that are not guaranteed by a mortgage or comparable real security;
10° The life mortgage loan governed by Articles L. 315-1 et seq.
