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Showing 9941–9950 of 43719 articles for “Art. 2 oct. 1979”
…a national diploma covering the knowledge, diligence and approaches provided for in Article D. 314-27. This national diploma attests to a first cycle of higher education in law, economics, finance or…
The staff concerned by the obligation of professional competence mentioned in articles L. 314-24 and L. 314-25 are natural persons who work for the creditor and who are directly involved in drawing up…
The indemnity provided for in the event of termination of the credit agreement may not exceed 7% of the sums due in respect of the outstanding capital plus accrued and unpaid interest.
The employer shall ensure that the knowledge acquired during training is regularly updated, particularly in the event of changes to the legislation or regulations applicable to consumer credit or over…
A repeat offence of the offences punishable under articles R. 341-20 to R. 341-26 is punished in accordance with the provisions of articles 132-11 and 132-15 of the Penal Code.
For credit transactions intended to finance the needs of a professional activity or intended for legal persons governed by public law, the overall effective rate is an annual rate, proportional to the…
Lenders and credit intermediaries shall ensure that the staff defined in article D. 314-22 fulfil the conditions of professional competence resulting from: 1° Either a diploma mentioned in the agreeme…
Before making the offer referred to in Article L. 313-24, and unless it is clear that this is not the case, the creditor or credit intermediary shall ask the borrower whether the purpose of the credit…
The amount of the survey fee, provided for in article L. 313-38, which the lender may request from the borrower when the contract for which the loan was requested has not been concluded, is limited to…
…y the lender or intermediary to comply with its obligations under the provisions of articles L. 314-24 and L. 314-25 is punishable by the fine laid down for a 5th class offence.
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