Article D312-1-1
I.-Credit and payment institutions are required to use the following names:A.-List of the most representative services attached to a payment account :1° Subscription to remote banking services (intern…
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Showing 241–250 of 8279 articles for “Art. 312-10”
I.-Credit and payment institutions are required to use the following names:A.-List of the most representative services attached to a payment account :1° Subscription to remote banking services (intern…
The provisions of this chapter apply to any credit transaction referred to in 6° of article L. 311-1, whether concluded for valuable consideration or free of charge and, where applicable, to its guara…
All advertising, with the exception of broadcast advertising, contains the following statement, irrespective of the medium used: "A loan commits you and must be repaid. Check your ability to repay bef…
Before entering into the credit agreement, the creditor checks the borrower's creditworthiness on the basis of sufficient information, including information provided by the borrower at the request of…
The credit agreement offer is drawn up on paper or on another durable medium. It shall be provided in as many copies as there are parties and, where applicable, to each of the guarantors. Delivery or…
For the application of the provisions of this chapter, hire-purchase and hire with a purchase option are treated in the same way as credit transactions..
In all advertising, it is forbidden to offer, in any form whatsoever, promotional prizes linked to the acceptance of an advance offer of credit.
The exercise by the borrower of his right of withdrawal may not give rise to registration on a file.
The borrower may at any time, at his or her own initiative, repay the credit granted to him or her early, in whole or in part. In this case, interest and charges relating to the remaining term of the…
If the borrower defaults, the lender may demand immediate repayment of the outstanding capital plus any accrued but unpaid interest. Until the date of actual payment, the outstanding sums accrue defau…
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