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Showing 91–100 of 52241 articles for “Art. 314-1”
The way in which lenders remunerate their staff and credit intermediaries is without prejudice to the obligations mentioned in Article L. 314-22. The staff concerned are natural persons who work for t…
The provisions of this sub-section apply to payment transactions and to the provision of payment services not covered by a deposit account agreement provided for in I of Article L. 312-1-1 or by a fra…
For credit agreements that provide for amortisation in instalments, the overall effective rate must be calculated taking into account the terms and conditions of the amortisation of the debt.
For credit agreements falling within the scope of chapitres II and III du présent titre, le taux effectif global est dénommé " Taux annuel effectif global ".
The following are not included in the annual percentage rate of charge: 1° Costs relating to the acquisition of the properties mentioned in a of 1° of article L. 313-1 as well as the related taxes, no…
For credit transactions intended to finance the needs of a professional activity or intended for legal persons governed by public law, the overall effective rate is an annual rate, proportional to the…
In the case of an advance made under a factoring contract, the overall effective rate is an annual rate, proportional to the period rate and expressed per hundred monetary units.The amount of the adva…
In the case of a discounting transaction, the period rate is defined as the ratio between the interest and miscellaneous costs payable by the borrower in respect of the discount and the amount of the…
Included in the annual percentage rate of charge for the loan, where they are necessary to obtain the credit or to obtain it on the terms advertised, are in particular:1° Application fees;2° Fees paid…
For the application of the provisions of article R. 314-20, the information document includes a table comparing the financial characteristics of the loans being considered for consolidation with the f…
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