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Showing 121–130 of 63643 articles for “Art. s. L 313-47 and L 313-48”
Credit is granted to the borrower only if the creditor has been able to verify that the obligations arising from the credit agreement are likely to be fulfilled in accordance with what is provided for…
The provisions of this chapter apply to: 1° Credit agreements, as defined in 6° of Article L. 311-1, intended to finance the following transactions: a) For buildings for residential use or for profess…
It is forbidden in all advertising and commercial communication to: 1° Equate monthly repayments with rent or refer, for the calculation of instalments, to social benefits that are not provided throug…
Advice is considered to be independent if it is provided on the basis of a sufficiently large number of credit agreements available on the market and if its provision does not give rise to any remuner…
The terms and conditions for applying the assessment of the borrower's creditworthiness are specified by decree in the Conseil d'Etat.
The creditor may neither terminate nor subsequently amend the credit agreement entered into with the borrower on the grounds that the information provided was incomplete or that the creditor incorrect…
The creditor shall reassess the borrower's creditworthiness, on the basis of updated information, before a significant increase in the total amount of credit is granted after the conclusion of the cre…
Until the borrower accepts the offer, no payment in any form whatsoever may be made by the lender to or on behalf of the borrower, or by the borrower to the lender, in respect of the transaction in qu…
In the event of default by the borrower and where the lender does not require immediate repayment of the outstanding capital, it may increase, within limits set by decree, the rate of interest that th…
In the event of loan renegotiation, changes to the initial credit agreement are made solely in the form of a rider drawn up on paper or on another durable medium.This rider includes, on the one hand,…
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