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Showing 7041–7050 of 64765 articles for “Art. Arrêté of 2 April 2012”
The staff concerned by the obligation of professional competence mentioned in articles L. 314-24 and L. 314-25 are natural persons who work for the creditor and who are directly involved in drawing up…
The indemnity provided for in the event of termination of the credit agreement may not exceed 7% of the sums due in respect of the outstanding capital plus accrued and unpaid interest.
…ensure that the knowledge acquired during training is regularly updated, particularly in the event of changes to the legislation or regulations applicable to consumer credit or over-indebtedness.
When the borrower wishes to make use of the option to substitute the insurance contract provided for in Article L. 313-30 after the loan offer referred to in Article L. 313-24, the borrower sends the…
The vocational training referred to in 2° of Article D. 314-23 as well as the continuing education referred to in Article D. 314-25 : 1° Their purpose is to enable people to acquire legal, economic an…
The training referred to in Article L. 314-25 allows, as a minimum, to acquire under the pre-established programme mentioned in article L. 6353-1 of the Labour Code: 1° The knowledge required for the…
Before making the offer referred to in Article L. 313-24, and unless it is clear that this is not the case, the creditor or credit intermediary shall ask the borrower whether the purpose of the credit…
The amount of the survey fee, provided for in article L. 313-38, which the lender may request from the borrower when the contract for which the loan was requested has not been concluded, is limited to…
When the borrower wishes to make use of the option to substitute the insurance contract provided for in article L. 313-30 before the loan offer mentioned in article L. 313-24 is issued, the lender and…
The indemnity that may be payable by the borrower in the event of early repayment, as provided for in article L. 313-47, may not exceed the value of half a year's interest on the capital repaid at the…
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